first in the phils- LONG TERM HEALTHCARE PLAN!!! in Quezon City, National Capital Region
Deskripsiyon
KAISER INTERNATIONAL HEALTHACARE GROUPThe ONLY healthcare company in the Philippines that offers LONG TERM HEALTHCARE Know the KAISER ADVANTAGE
Annual Physical Examination
Dental Benefits
Basic Medical Benefits
Annual Benefit Limit (up to 50,000)
Member’s choice of room and board
Term life accumulation until the 15th year
4 HEALTHCARE BENEFITS* Healthcare Benefit* Healthcare Savings*Insurance Benefit* Emergency Fund
Short Term HealthcareTraditional HMO
Long Term HealthcareHealth savings account
renewal not guaranteed if with high claims
Yearly increase of premium until age 60
Generally, no insurance coverage. Some provide insurance, but very low coverage.
No accumulation of unused health fund.
NO return of premiums for non utilization
Covers only up to age 60
7. Pre-existing illness is not covered during the 1st year and lifetime/permanent exclusions may be issued on the 2nd year onwards.
Not flexible, non-transferable benefit design
Reinstatement is limited only within 30 days of lapse policy.
Access to non-accredited physicians and medical network is not covered.
Our-patient medicines and cosmetics not covered.
Anxious, worrisome and insecure healthcare status after employment or during retirement years.
Continuous yearly payment terms
Renewal guaranteed.
Fixed premiums for 5 years.
With four way insurance coverage up to the long term healthcare plan: a. term life; b. accidental death dismemberment; c. waiver of installment due to death; d. waiver of installment due to permanent and total disability
All unused health fund accumulates with interest.
With return of premiums up to the contract price for non-utilization during the paying period.
Covers beyond age 60 with long term care yields*.
Pre-existing is not covered during accumulation period. No exclusions after the 5th year of coverage.
Flexible, transferable, ungradable and maybe re-dated benefit design
Reinstatement within 2 years of lapsed policy.
Access to the non-accredited physician and medical network is covered after the 5th year.
Out- patient medicines and all illness including cosmetic and maternity is covered after the 5th year.
No worries
Five years or spot-cash payment options.
MORE PRODUCTS WILL BE AVAILABLE SOON THIS LATE APRIL ^_^Feel free to contact me for more details and presentation09152069621/4191433 Look for Mich